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The D7 Visa in Portugal

  • Writer: Marco Da Silva
    Marco Da Silva
  • Sep 27
  • 2 min read

Discover Portugal's D7 Visa: Your Gateway to Living in Portugal

Have you dreamed about living in Portugal, enjoying its warm weather, beautiful landscapes, and rich cultural heritage? Whether you're considering retirement in Portugal or simply looking for a new lifestyle, Portugal's D7 Visa might just be your golden ticket to European residency. Especially suitable if you have passive income—such as pensions, rental properties, dividends, or other investments—this visa offers numerous advantages.

What Exactly is the D7 Visa?

Portugal’s D7 Visa, popularly known as the Passive Income Visa, is tailored specifically for non-EU citizens who want to move permanently to Portugal and support themselves through passive income. It provides an accessible and straightforward path toward Portuguese residency, healthcare benefits, and eventually citizenship.

Who Can Apply?

The D7 Visa could be perfect for you if:

  • You have stable passive income (retirement pensions, rental income, dividends, or royalties).

  • You are a non-EU/EEA/Swiss citizen.

  • You're looking to legally reside in Portugal and enjoy benefits like healthcare and visa-free travel within the Schengen zone.

How Much Passive Income is Required?

To qualify, Portugal has clear guidelines on the required passive income:

  • Single applicant: Approximately €870 per month (€10,440 per year)

  • Couples: Additional 50% (€435) per month

  • Per dependent child: Additional 30% (€261) per month

Additionally, applicants should maintain around one year’s worth of income (€10,000) in a Portuguese bank account to demonstrate financial stability.

Key Benefits of the D7 Visa

  • Residency and Citizenship: After five continuous years, you're eligible for permanent residency or Portuguese citizenship.

  • Family Reunification: Easily bring your family members to Portugal.

  • Healthcare: Gain access to Portugal’s highly regarded National Health Service.

  • Visa-Free Travel: Explore Europe freely with Schengen-zone access.

Your Step-by-Step Guide to Applying

  1. Obtain a Portuguese NIF and Open a Bank Account: Essential first steps.

  2. Prepare Documentation: Organize evidence of passive income, a clear criminal record, proof of Portuguese accommodation, and valid health insurance.

  3. Apply at Your Nearest Portuguese Consulate: Submit your documents and expect a decision within approximately 60 days.

  4. Enter Portugal: Upon approval, you have four months to relocate to Portugal and complete residence registration with SEF.

  5. Receive Your Residence Permit: After your SEF appointment, obtain your temporary residence card (initially valid 1-2 years).

Important Points to Keep in Mind

  • Residency Obligations: You must reside in Portugal for 6-8 months per year during the initial two years.

  • Work Restrictions: The D7 Visa primarily targets individuals with passive income. If you're planning remote work, the Digital Nomad Visa might suit you better.

  • Tax Benefits: Portugal offers a beneficial Non-Habitual Resident tax regime, potentially significantly reducing your tax liability.

Conclusion: Your Portuguese Adventure Awaits

The D7 Visa opens doors to an exciting new chapter in Portugal, ideal for retirees or individuals with steady passive income streams. Not only do you enjoy a high quality of life and beautiful surroundings, but you also gain valuable residency rights across Europe.

Considering moving to Portugal? The D7 Visa is your passport to a vibrant and fulfilling new life in one of Europe's most welcoming countries.

 
 
 

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